Don't Forget Closing Costs

Every home sale incurs certain costs. Sellers and buyers usually split these closing costs, as specified in the sales contract.

As indicated below, many of the buyer's costs cover the costs of getting the mortgage loan. Since Curtis Mortgage LLC has extensive experience with closings and mortgages, we often explain the details of closing costs.

Good Faith Estimate (Also know as the GFE)

Very soon after you submit your application, we will give you the "Good Faith Estimate" of your costs. The closing costs spelled out in the GFE are estimated based on Curtis Mortgage LLC's experience with mortgage loans, but costs usually vary a little bit between delivery of the Good Faith Estimate (GFE) and closing. We field questions about closing costs every day at Curtis Mortgage LLC, so please feel free to ask if you have questions.

We've provided a general list of closing costs below, but we'll provide you a specific list of closing costs, with amounts, very soon after you complete your application. At Curtis Mortgage LLC, we don't believe in surprises, so if your costs change, we will be sure to let you know immediately.

Standard Closing Costs

Loan-Related Costs
  • Loan-related costs
  • Points — lower your interest rate (optional)
  • Appraisal Costs
  • Credit Report
  • Interest Payment
  • Escrow Account
  • Various Taxes
Property Taxes
  • Insurance
  • Transfer Taxes & Recording Fees
Homeowners Insurance
  • Private Mortgage Insurance (PMI)
  • Title Insurance
  • Flood or Earthquake Insurance if applicable

At Curtis Mortgage LLC, we answer questions about closing costs every day. Give us a call: 610-565-3600.